Free tools
Quick calculators, no sign-up
Handy estimates for the questions clients ask us most — each on its own page. They’re indicative, and for your exact position we’re a message away.
Tax & individuals
Regime comparison, TDS, residential status and personal allowances.
AY 2026-27
Income Tax Calculator
Old vs new regime — rebate, surcharge & cess built in
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Coming soon
Advance Tax Calculator
Your 15/45/75/100% instalments, net of TDS
Reference
TDS & TCS Rates
Rates by section, with the 1961 ↔ 2025 mapping
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Days in India
Residential Status (NR)
Resident, RNOR or NR — from your days in India
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Treaties
DTAA Rates
Treaty withholding on dividend, interest, royalty & FTS
Open tool →
Coming soon
HRA Exemption Calculator
How much of your house-rent allowance is tax-free
Coming soon
Gratuity Calculator
What you’re due on leaving, by the formula
Loans & finance
EMI math, eligibility and refinancing scenarios.
Coming soon
Loan & EMI Calculator
EMI, eligibility, prepayment, pay-extra & balance transfer — one tool
Savings & returns
Long-horizon corpus and the true yield on a policy.
Coming soon
NPS Corpus Calculator
Project your corpus, lump sum and pension
Coming soon
Insurance Return (IRR)
The true yearly % (IRR) on a pay-now, receive-later policy
For businesses
Cash tied up in the operating cycle.
Coming soon
Working-Capital Cycle
Cash conversion cycle and the capital it ties up